that helps you

get ahead.

Mos helps you save and earn—so money never stands in the way of your dreams.

Scan to download

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Avoid student debt.

Your Mos advisor will help you nail your applications, negotiate for tuition discounts, and apply to scholarships you can actually get.
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Save $100s on banking fees.

Mos has zero overdraft fees, late fees, or in-network ATM fees. Plus, there’s no minimum balance required. No asterisks required.
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Get cash back where it matters most.

Choose your favorite category to earn points on spending. Your points never expire and you can redeem them for cash back whenever you want.
Get 100 points for every dollar spent on entertainment
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Angel got $5,100 for USD
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Maya got $25,314 for UTK
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Ashlynn got $7,000 for DRAKE
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Omar got $16,050 for Jefferson
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Deena got $6,495 for MSU
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Mario got $9,084 for CBU
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Jasmine got $12,237 for Cal Poly
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Dominic got $9,550 for UMD
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Hannah got $1,000 for U of A
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Alex got $2,000 for Saint John’s

Find free money for school and life.

Join 400k students who are getting $1,000s with Mos. Find funds to pay for your dream school and expenses.
400,000 students in the Mos community

Exclusive access to the largest scholarship pool in America.

All the free money for college at your fingertips. Skip the search and get matched with scholarships perfect for you.
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160 billions

and so

much more...

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digital card
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easy deposits
cash bonus

Invite friends.

Earn $$.

For each friend you invite to Mos,
you'll each get money to fund your fun.

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What students are saying

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