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Why apply for FAFSA®?

By Amira Yahyaoui   |  

College in the United States can be expensive, but financial aid is available to make it more affordable. Every year, the Federal and State governments provide over $135 billion in financial aid to students in the form of grants and scholarships, work-study jobs, and student loans. Colleges and universities provide even more. Some private schools with the highest tuition actually give out the most aid. In order to access those aid programs, students need to apply for them, and that starts with the U.S. Department of Education's Free Application for Federal Student Aid (FAFSA®)! If you don't apply, you'll miss out and end up paying full-price.

3 Kinds of Aid

The Department of Education offers all three different kinds of federal financial aid:

  • Gift aid (grants and scholarships that don't need to be paid back),
  • Work-study aid (money that students earn from campus jobs), and
  • Loan aid, including subsidized and unsubsidized loans (these do need to be paid back). 

States offer a mix of those programs, too, some of which require a student to file the FAFSA® and others that have their own application requirements.

Fortunately, applying for all the aid a student qualifies for is easier than ever with the Mos financial aid tool. 

Have you applied for all the financial aid you qualify for? Only one way to be sure…

Every year, the federal and state governments give out billions of $$$ in financial aid to students to help meet the costs of a college education. Don’t miss out on aid money that could save you or your parents a lot of hard-earned cash over the course of a degree. Mos (at www.mos.comis the only financial aid tool that combines the applications for all 500+ federal and state financial aid programs into one super easy-to-use interface. Give it a try for free at mos.com and make sure you get all the financial aid money you qualify for today!

As a reminder, federal and state government operate financial aid programs. Many have their own applications, FAFSA® being the most important one. Mos is not affiliated with the Department of Education or any state agencies. Mos helps students with their FAFSA® for free, and the FAFSA® is also always available from fafsa.gov.

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