• Sign in
  • Start for free

When students apply for financial aid for the Fall 2019-Summer 2020 school year, the FAFSA® and the Department of Education use income information from 2017 to determine eligibility for need-based aid programs like the Pell Grant.

What happens if things change significantly between 2017 and 2019?

Life happens. Sometimes the student or a parent loses a job, for example, or a home, or has a big drop in income.

If things have changed between 2017 and the time when a student starts the 2019-2020 college year, the student should have a conversation with the financial aid office at their college right away.

But families still have to fill out the 2019-2020 FAFSA® using the 2017 information.

Even if things have changed since 2017, when filling out your aid application students and parents need to answer the questions as they are being asked - so give 2017 answers if that's what they are asking about.

The result might be that students receive an EFC (expected family contribution) that is higher than what seems right given their current circumstances. The college financial aid officer has the authority to make adjustments to the FAFSA® based on those changes in circumstance - so that's who students need to explain things to.

Families should be prepared to write a statement or letter clearly explaining any changes and to have any kind of documents or evidence that show or prove what you're talking about.


Get help negotiating for more aid

The financial aid tool at Mos.com offers a financial aid advisor to assist with negotiating additional financial aid, communicating with aid offices, and applying for all 500+ state-based aid programs around the country.


As a reminder, federal and state government operate financial aid programs. Many have their own applications, FAFSA® being the most important one. Mos is not affiliated with the Department of Education or any state agencies. Mos helps students with their FAFSA® for free, and the FAFSA® is also always available from fafsa.gov.

Subscribe our blog

Comment this Post.